PRUDENTIAL REGULATIONS FOR CONSUMER FINANCING. REF: BRPD CIRCULAR NO. 03 DATED 22.01.2012.

Please refer to BRPD Circular No. 34 dated 29.12.2010 and Letter No. BRPD(P-1)661/13/2011-253-300 dated 25.01.2011.

Now, it has been decided that loan-margin ratio for fresh loans shall be maintained at 70:30 in case of house finance under consumer financing and 30:70 for all other consumer loans including motor car loans.

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