PRUDENTIAL REGULATIONS FOR CONSUMER FINANCING. REF: BRPD CIRCULAR NO. 01 DATED 01.01.2015.

Please refer to Regulation 23 of Guidelines for Prudential Regulations for Consumer Financing, circulated vide BRPD CIRCULAR NO. 07 DATED 03.11.2004, BRPD CIRCULAR NO. 23 DATED 16.06.2010 and BRPD CIRCULAR NO. 03 DATED 22.01.2012.

  1. Because of price hike of construction materials for housing and real estate it has been decided to amend the Regulation 23 which will now stands as under:

Regulation-23:

‘‘The maximum per party limit in respect of housing finance by the banks will be Tk.12 (Twelve) million.

The housing finance facility shall be provided at a maximum debt equity ratio of 70:30.”

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